The main disadvantage of savings is the low profitability it offers. It is among the investment options that pay people the worst. At times, the yield may be less than inflation. That is, the money you invested remains stored there and its face value may even increase. However, the purchasing power of the money you have saved may decrease over time rather than increase. Many people invest in savings because they think it is a safe and tax-free investment, but the investments offered by the Federal Government on the Treasury Direct platform, for example, are also quite safe and offer a higher return even after tax is levied. income.
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