{"id":5357,"date":"2022-11-08T16:35:46","date_gmt":"2022-11-08T19:35:46","guid":{"rendered":"https:\/\/artica.capital\/clairfield-pilulas\/o-fiagro-e-a-necessidade-de-recursos-do-agro-brasileiro\/"},"modified":"2026-09-29T12:07:45","modified_gmt":"2026-09-29T15:07:45","slug":"o-fiagro-e-a-necessidade-de-recursos-do-agro-brasileiro","status":"publish","type":"pilulas","link":"https:\/\/artica.capital\/en\/clairfield-pilulas\/o-fiagro-e-a-necessidade-de-recursos-do-agro-brasileiro\/","title":{"rendered":"FIAGRO and the need for resources in Brazilian agriculture"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Por conta dos ciclos de safra e da elevada necessidade de investimentos, o agroneg\u00f3cio demanda altos volumes de financiamento. Parte dessa necessidade \u00e9 atendida por programas do governo, como o Plano Safra, mas o crescimento do setor t\u00eam feito produtores buscarem o mercado de capitais.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O Plano 2022\/23 disponibilizar\u00e1, ao todo, R$ 340 bilh\u00f5es aos produtores \u2013 apenas cerca de 40% da necessidade total de financiamento do setor, que o Minist\u00e9rio da Agricultura estima ser de R$ 800 bilh\u00f5es. O mercado j\u00e1 tem se movimentado para cobrir esse gap, inclusive com o surgimento de novos produtos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Criado em agosto\/2021, o Fundo de Investimento nas Cadeias Produtivas Agroindustriais \u00e9 um produto que abre novas possibilidades de capta\u00e7\u00e3o de recursos para o agroneg\u00f3cio. Em pouco mais de 1 ano de cria\u00e7\u00e3o, o FIAGRO acumula mais de 100 mil investidores \u2013 e deve se tornar uma das principais pontes entre o investidor Pessoa F\u00edsica e o setor agr\u00edcola. A pulveriza\u00e7\u00e3o de bolsos significa maior liquidez para uma s\u00e9rie de ativos \u2013 financeiros e reais (im\u00f3veis rurais) \u2013 e fomento mais poderoso do que o governo \u00e9 capaz de fornecer.<\/p>\n\n\n\n<!-- pilula-html v1 -->\n<style>\n.pil{--navy:#2d3a51;--blue:#4f6388;--light:#8599b9;--pale:#e8ebf1;--card:#d3d9e3;--red:#c0272d;--txt:#333;font-family:\"Merriweather Sans\",sans-serif;color:var(--txt);margin-top:40px}\n.pil *{box-sizing:border-box}\n.pil img{max-width:100%;height:auto;display:block}\n.pil-sec{margin:0 0 56px}\n.pil-sec h2{background:var(--navy);color:#fff;font-size:19px;line-height:1.35;font-weight:700;padding:16px 20px;border-radius:0 0 28px 0;margin:0 0 20px;text-wrap:balance}\n.pil-sub{font-size:14px;font-weight:700;color:var(--navy);border-bottom:2px solid var(--navy);padding-bottom:6px;margin:0 0 16px;display:flex;justify-content:space-between;gap:12px;align-items:flex-end}\n.pil-tag{color:var(--red);border-top:2px solid var(--red);border-bottom:2px solid var(--red);font-size:12px;padding:2px 8px;white-space:nowrap}\n.pil-unit{font-size:12px;font-style:italic;color:#999;font-weight:700}\n.pil-src{font-size:11px;color:#777;margin-top:14px;line-height:1.5}\n.pil-p{font-size:14px;line-height:1.6;margin:0 0 12px}\n.pil-note{display:flex;gap:12px;align-items:center;background:var(--pale);border:1.5px dashed var(--navy);border-radius:10px;padding:12px 16px;font-size:14px;line-height:1.55;margin-top:18px}\n.pil-note::before{content:\"\";flex:none;width:26px;height:26px;border-radius:50%;background:var(--navy) url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='1.8' stroke-linecap='round'%3E%3Cpath d='M9 18h6M10 21h4M12 3a6 6 0 0 0-3.5 10.9c.6.5 1 1.2 1 2.1h5c0-.9.4-1.6 1-2.1A6 6 0 0 0 12 3z'\/%3E%3C\/svg%3E\") center\/16px no-repeat}\n.pil-note.solid{border-style:solid;background:#fff;box-shadow:0 2px 6px rgba(0,0,0,.12)}\n.pil-note.solid::before{display:none}\n.pil-grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px}\n.pil-grid2.wide-left{grid-template-columns:1.75fr 1fr}\n.pil-grid2.wide-right{grid-template-columns:1fr 1.75fr}\n.pil-grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}\n.pil-grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}\n.pil-grid5{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}\n.pil-grid2>*,.pil-grid3>*,.pil-grid4>*,.pil-grid5>*{min-width:0}\n.pil-legend{font-size:12px;display:flex;gap:14px;justify-content:flex-end;flex-wrap:wrap;margin-bottom:6px}\n.pil-legend span{display:inline-flex;align-items:center;gap:6px}\n.pil-legend i{width:14px;height:10px;display:inline-block}\n\/* grafico de colunas: .pil-bars > div[style=height:%] > span (valor); 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recursos do Plano Safra 22\/23 340; gap de recursos 460\">\n        <div class=\"cur\" style=\"height:100%\"><span>800<\/span><\/div>\n        <div style=\"height:42.5%;background:var(--pale)\"><span>340<\/span><\/div>\n        <div style=\"height:100%;background:none;display:flex;flex-direction:column\"><div style=\"height:57.5%;background:#6f8bb8;color:#fff;font-size:12px;display:flex;align-items:center;justify-content:center\">460<\/div><\/div>\n      <\/div>\n      <div class=\"pil-years\"><span>Necessidade de recursos do agroneg\u00f3cio<\/span><span>Recursos do Plano Safra 22\/23<\/span><span>Gap de recursos<\/span><\/div>\n    <\/div>\n    <div>\n      <div class=\"pil-sub\">FIAGRO \u2013 evolu\u00e7\u00e3o mensal do estoque de cotas<\/div>\n      <img decoding=\"async\" src=\"https:\/\/artica.capital\/wp-content\/uploads\/2026\/09\/5357-estoque.png\" alt=\"Gr\u00e1fico do estoque de cotas do FIAGRO, em R$ bilh\u00f5es, e n\u00famero de investidores, em milhares: jan\/22 1,4 e 31; fev\/22 1,8 e 39; mar\/22 2,8 e 46; abr\/22 2,9 e 52; mai\/22 2,8 e 59; jun\/22 3,4 e 69; jul\/22 4,0 e 80; ago\/22 4,5 e 94; set\/22 4,6 e 117\" loading=\"lazy\">\n    <\/div>\n  <\/div>\n\n  <div class=\"pil-grid2\" style=\"margin-top:32px\">\n    <div>\n      <div class=\"pil-sub\">FIAGRO \u2013 participa\u00e7\u00e3o por tipo de investidor<\/div>\n      <span class=\"pil-unit\">% Volume financeiro em cust\u00f3dia \u2013 Set\/2022<\/span>\n      <div style=\"display:flex;gap:24px;align-items:center;flex-wrap:wrap;margin-top:12px\">\n        <div role=\"img\" aria-label=\"Participa\u00e7\u00e3o por tipo de investidor: Pessoas F\u00edsicas 91%; Investidores Institucionais 8%; Institui\u00e7\u00f5es Financeiras 0%; Investidores N\u00e3o Residentes 0%; Outros 1%\" style=\"width:150px;height:150px;border-radius:50%;background:conic-gradient(var(--navy) 0 91.1%,#0bbf6a 91.1% 99%,#6f8bb8 99% 99.3%,#a0b0cf 99.3% 99.4%,#dde2ec 99.4% 100%);display:flex;align-items:center;justify-content:center\"><div style=\"width:110px;height:110px;border-radius:50%;background:#fff\"><\/div><\/div>\n        <div class=\"pil-legend\" style=\"flex-direction:column;align-items:flex-start;gap:6px;font-size:13px\">\n          <span><i style=\"background:var(--navy)\"><\/i><span>Pessoas F\u00edsicas (PF) \u2013 <b>91%<\/b><\/span><\/span>\n          <span><i style=\"background:#0bbf6a\"><\/i><span>Investidores Institucionais \u2013 <b>8%<\/b><\/span><\/span>\n          <span><i style=\"background:#6f8bb8\"><\/i><span>Institui\u00e7\u00f5es Financeiras \u2013 <b>0%<\/b><\/span><\/span>\n          <span><i style=\"background:#a0b0cf\"><\/i><span>Investidores N\u00e3o Residentes \u2013 <b>0%<\/b><\/span><\/span>\n          <span><i style=\"background:#dde2ec\"><\/i><span>Outros \u2013 <b>1%<\/b><\/span><\/span>\n        <\/div>\n      <\/div>\n      <div class=\"pil-note\"><span>FIAGRO \u00e9 pulverizado em investidores PF e tem potencial de expandir aos institucionais<\/span><\/div>\n    <\/div>\n    <div>\n      <div class=\"pil-sub\">Investimentos eleg\u00edveis para os FIAGRO<\/div>\n      <div class=\"pil-grid3\">\n        <figure class=\"pil-fig\" style=\"text-align:center\"><h3 style=\"font-size:14px;margin:0 0 8px\">CRA e LCA<\/h3><img decoding=\"async\" src=\"https:\/\/artica.capital\/wp-content\/uploads\/2026\/09\/5357-cra.png\" alt=\"Ilustra\u00e7\u00e3o de moedas empilhadas com uma planta brotando\" loading=\"lazy\" style=\"max-width:70px;margin:0 auto\"><p class=\"pil-p\" style=\"margin-top:8px\"><i>(t\u00edtulos com lastro no agroneg\u00f3cio)<\/i><\/p><\/figure>\n        <figure class=\"pil-fig\" style=\"text-align:center\"><h3 style=\"font-size:14px;margin:0 0 8px\">CRI<\/h3><img decoding=\"async\" src=\"https:\/\/artica.capital\/wp-content\/uploads\/2026\/09\/5357-cri.png\" alt=\"Ilustra\u00e7\u00e3o de contrato assinado com imagem de fazenda\" loading=\"lazy\" style=\"max-width:100px;margin:0 auto\"><p class=\"pil-p\" style=\"margin-top:8px\"><i>(receb\u00edveis imobili\u00e1rios que se enquadrem no agroneg\u00f3cio)<\/i><\/p><\/figure>\n        <figure class=\"pil-fig\" style=\"text-align:center\"><h3 style=\"font-size:14px;margin:0 0 8px\">IM\u00d3VEIS<\/h3><img decoding=\"async\" src=\"https:\/\/artica.capital\/wp-content\/uploads\/2026\/09\/5357-imoveis.png\" alt=\"Ilustra\u00e7\u00e3o de fazenda com celeiro e planta\u00e7\u00f5es\" loading=\"lazy\" style=\"max-width:90px;margin:0 auto\"><p class=\"pil-p\" style=\"margin-top:8px\"><i>(fazendas, galp\u00f5es e outras propriedades)<\/i><\/p><\/figure>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"pil-src\">Fonte: B3; Minist\u00e9rio da Agricultura; Suno; An\u00e1lise \u00c1rtica<\/div>\n<\/section>\n\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Due to harvest cycles and the high need for investment, agribusiness requires large amounts of financing. Some of this need is met by government programs, such as the Harvest Plan, but the sector&#039;s growth has led producers to seek out capital markets.<\/p>","protected":false},"author":1,"featured_media":5354,"template":"","meta":[],"class_list":["post-5357","pilulas","type-pilulas","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/artica.capital\/en\/wp-json\/wp\/v2\/pilulas\/5357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artica.capital\/en\/wp-json\/wp\/v2\/pilulas"}],"about":[{"href":"https:\/\/artica.capital\/en\/wp-json\/wp\/v2\/types\/pilulas"}],"author":[{"embeddable":true,"href":"https:\/\/artica.capital\/en\/wp-json\/wp\/v2\/users\/1"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/artica.capital\/en\/wp-json\/wp\/v2\/media\/5354"}],"wp:attachment":[{"href":"https:\/\/artica.capital\/en\/wp-json\/wp\/v2\/media?parent=5357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}